The rapid development of technology also affects the business industry online. It turns out that online business is not all about the news portals and e-commerce, or that you are familiar with the online store. There is a new industry named Financial Technology that aims to facilitate community access to financial products, facilitate service transactions, as well as knowledge about the world of finance. So if you want to start a business in this field, the greater the likelihood your business will thrive.The scope of Business of FinTech also fairly numerous, are dominated by the startup company, then followed by SME(Small Medium Enterprise).
So, what’s a SME? SMES is the Business Small and Simple.Whether intended by the Commercial Small and Simple.Commercial simple is categorized as a commercial business in which the worker does not exceed 500 people and no less than 51 people. While the business minor consists of 1–50 workers.
Owners of small and medium business intend to become a boss for themselves and feel financially secure in the local market, so this business is one important part of the economy of a region. the company has an important role in accelerating the economy of the community because it has high flexibility compared with a business capacity as well as greatly assist the government in terms of creation of new jobs. The company was formed because of the encouragement as well as the desire of its owner to earn a profit and create a business that offers value for long-term stability.Based on the Survey, SMEs increased significantly on the use of funds that are not flexible with the budget funds amounting to $2 trillion credit gap.
The Function of SME
Starts with a structured organization that focuses on customer value. Companies of this type, in addition to a role in the growth of the national economy also plays a role in the economy of the traditional. It can be seen from its contribution to employment, income distribution, rural economic development, driving manufacturing exports or non-oil and gas as well as the distribution of development results, so that the organization is not necessary to replace the structure of the organization.
Solutions that can be handled by Debitum Network
So , you want to successfully build a SME? If yes, then a new project has been born that named Debitum Network. Debitum Network is a ecosystem platform that can help SMEs start from the funding of the fund and the strategy that should be done. Different with the system in general, because of a combination of the network, not the system that is centralized which should be filed for approval with the bank.So necessary an act that is rather complicated to take care of some paperwork.However, Debitum Networkis a system of decentralized built on a system of blockchain, so that the parties such as the borrower, risk assessors, insurance companies, investors, creditors and other related parties can directly relate to more transparent and more reliable.
Use Case
Here is a set of use cases that are architecturally significant due to the fusion Network system:
1,User Management
Users can register themselves into the system as well as process data from the profile data to complement the other.Where the data is to be known by all those who participate in the system.
2.Asset Management
Users may be associated with borrowers, Investors, and also Fiat Facilitator
3.Risk assessment management
Users can enroll in a community service assessment provides the service of forecasting risk.And also the investors, borrowers, Fiat Facilitators can order forecasting risk assets.
4.Debt collection management
Users can enroll on a community debt collection.Investors, Fiat Facilitator will be able to ask the debt collection community of debt collectors as well as assess the services provided.
Token economy
Inside this system will also make a token that will be trusted, fast growing, stand-alone and for the financial ecosystem of the business.This Token is referred to as DEB, with the platform Ethereum(ERC223).This Token is created for the members and participants of the ecosystem itself.In other words, these tokens will be the currency that there is on this platform that is used to pay for some services that are used by the related parties.
Where this token will increase in value based on the exchange and also request complimentary.
This project has been supported by many Countries around the world, so the sales of tokens already almost reach the hard cap.If you are interested to participate in this great project you can directly visit the official website and to view more information, you can read the its whitepaper.
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